Travel insurance
Traveling can always lead to unwanted Situation. Lost Baggage, flat tires, Illness or broken legs is something that you have to deal with, if you make longer or many travels. I have been in all most situations already. A good insurance can be a nice safer from unpleasant situations.
In case of lost baggage, contact the airline as soon as possible. Best, just after landing. The airlines have an insurance themselves. Their IATA insurance pays per kilogram. I had once a completely demolished luggage. They told me ok, it’s this many kilograms, we pay you 40 bucks per kilogram. Of cource, this is not always enough. You have to deal with the airline to get more out of them. As a good customer you will get more back from them.
Flat tires, is usually not what you want. Road travel can be insured. If it’s your own car the best is to take a one year car insurance. Rental cars also have insurance. If you are stranded with a flat tire on a foreign city, where you hardly speak up the language, grab the paper inside the car. There you find mostly a 24 hour road assistance. Sometimes you can also have a number of the insurance company on the car key itself.
Illness and accidents is way different when you are traveling, then when you are at home. Usually the health insurance take care of costs that happens abroad. For longer stays you should contact your health insurance and tell them you want to go away for a longer time. They have special offers for this.
What happens if you have booked a flight, and your travel-partner is getting ill just before you leave? If you have a good travel insurance, they should also take care of this. The insurance should take all the costs for changing or canceling a flight.
